Call Us 713-774-2222 ☰ ˟
Logo
Call Us 713-774-2222 Español
  • HOME
  • Vehicle Insurance
    • Automobile
    • Commercial Auto
    • Motorcycle
    • Watercraft & Boat
    • Recreational Vehicle
    • SR-22 Insurance
    • Mexico Insurance
  • Property Insurance
    • Homeowners
    • Renters
    • Mobile Home
    • Travel Trailer
  • Commercial Insurance
    • General Liability
    • Commercial Auto Insurance
    • Workers Compensation
    • Umbrella
    • Errors & Omissions
  • Other Products
    • Telemedicine
    • Roadside Assistance
    • Bonds (Surety, Title etc.)
    • AD&D
    • Mexico Insurance
  • Claims
  • About
    • About Us
    • Our Locations
    • Franchise Opportunities
    • Careers
    • Refer a Friend
    • Testimonials
    • Privacy Policy
  • Contact
Home > Blog > How Your Riding Habits Affect Your Motorcycle Insurance Rates
MONDAY, OCTOBER 21, 2024

How Your Riding Habits Affect Your Motorcycle Insurance Rates

Most motorcycle riders know that factors like age, driving history and the type of bike they own can influence their insurance rates. However, your riding habits also play a significant role in determining how much you pay for coverage. From how often you ride to how you handle your bike on the road, insurers use these details to assess risk and set premiums.

Riding Frequency: The More You Ride, the More You Pay person riding motorcycle on concrete road

One of the first questions an insurer may ask is how often you ride. Frequent riders, especially those who use their motorcycles as a primary mode of transportation, are exposed to more risks simply because they spend more time on the road. Whether it’s the daily commute or frequent road trips, the more you ride, the greater the likelihood of accidents, and insurance companies consider this. Conversely, if you ride only occasionally—on weekends or for special events—you could qualify for lower rates due to reduced exposure to potential hazards.

Riding Style: Risky Behaviors Lead to Higher Premiums

Your riding style is another critical factor. Aggressive riding behaviors like speeding, weaving through traffic or performing stunts can increase your chances of an accident, leading to higher premiums. But a rider who follows traffic rules, maintains safe speeds and avoids high-risk situations will be seen as less of a liability by insurers. Some companies may even offer discounts for riders who take safety courses or belong to motorcycle associations promoting safe riding.

Save Money With Safe and Sensible Riding

Your motorcycle insurance rates aren’t just determined by the bike you ride or your driving history—your riding habits matter, too. By riding safely and limiting how often you’re on the road, you can potentially lower your insurance premiums. Contact AAAA Insurance to learn more.

 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.

Posted 10:43 AM

Tags: motorcycle insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2021

  • auto insurance(4)
  • insurance(3)
  • coverage(2)
  • commercial(1)
  • mobile home insurance(1)
  • policy(1)
  • boat insurance(1)
  • homeowners(1)
  • home insurance(1)
  • vehicles(1)
  • auto(1)
  • liability(1)
  • rv insurance(1)
  • employee(1)
  • business(1)
  • sr-22(1)
  • motorcycle insurance(1)

View Mobile Version

Contact Us Today!
713-774-2222

Social Social Social Social Social Social
slide out handle

INSTANT AUTO QUOTE

All Drivers • All Cars • Low Payments • High Risk • DWI

No Driver’s License Needed. Many Locations to service you.

Get Started Now

Resources

  • Products
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us


Proudly offering 23 locations ready to serve you. - >
12313 S Main Street | Houston, TX 77035
Local: (713) 774-2222 | Toll Free: (844) 439-7868
© Copyright. All rights reserved. AAAA Auto Insuance